1. Click here to view the installment plans and offers available for each product.
2. View the available bank and consumer finance installment plans and monthly payments, including whether they are calculated using the discounted price or the original price before discounts.
3. Click “Add to cart.”
4. Click “View cart.”
5. Select “Bank and consumer finance installments,” enter your details, then click “Complete order.”
6. Select the bank you would like to use for your installment purchase.
7. Select the 6-month plan to use the Triple Zero offer with no down payment, no interest and no administrative fees, then click “Continue.”
8. Enter your card details to complete the payment.
1. Click here to view the installment plans and offers available for each product.
2. View the available bank and consumer finance installment plans and monthly payments, including whether they are calculated using the discounted price or the original price before discounts.
3. Click “Add to cart.”
4. Click “View cart.”
5. Click “Checkout” to go to the payment page.
6. Select “Bank and consumer finance installments,” enter your details, then click “Complete order.”
7. Choose the installment plan that suits you from the available bank and consumer finance options.
1. Click here to view the installment plans and offers available for each product.
2. View the available Aman installment plans and monthly payments, including whether they are calculated using the discounted price or the original price before discounts.
3. Click “Add to cart.”
4. Click “View cart.”
5. Click “Checkout” to go to the payment page.
6. Select “Bank and consumer finance installments,” enter your details, then click “Complete order.”
7. Enter the phone number registered with Aman, select your payment period, then click “Continue.”
1. Click here to view the payment plans and offers available for each product.
2. View the available Valu payment plans and monthly payments, including whether they are calculated using the discounted price or the original price before discounts.
3. Click “View cart.”
4. Click “Checkout” to go to the payment page.
5. Enter your details, select “Pay with Valu,” then complete checkout.
6. Enter the phone number registered with Valu, select your payment period, then click “Continue.”
Installment Terms and Conditions
These terms govern the payment plans available at Alreyada Store through participating banks and consumer finance companies.
01 How Installment Plans Work
- Installment plans are provided by banks and consumer finance companies that partner with Alreyada Store. Alreyada Store does not directly provide financing or installment credit.
- You can arrange an installment purchase through the official website, alreyadastore.com, using the “Choose installment plan” button on the product page or the payment options at checkout.
- You can also arrange an installment purchase at any Alreyada Store branch.
- You can contact our sales team by phone or WhatsApp to request a direct payment or installment link.
- Installment arrangements cannot be completed upon delivery. The installment transaction and approval must be completed before the order is prepared for shipping.
- Placing an order on the website does not constitute final approval of an installment application. The order is confirmed only after successful payment or approval by the bank or finance company.
- Approval is subject to your available credit or financing limit and the credit policies of the selected bank or finance company.
02 Available Banks and Finance Companies
2.1 Participating Banks
The following banks currently offer installment options:
Banque Misr
National Bank of Egypt (NBE)
Banque du Caire
Commercial International Bank (CIB)
Bank NXT
Abu Dhabi Islamic Bank – Egypt (ADIB)
Emirates NBD – Egypt
National Bank of Kuwait – Egypt (NBK)
saib
Attijariwafa bank Egypt
First Abu Dhabi Bank Misr (FABMISR)
Kuwait Finance House – Egypt (KFH)
2.2 Consumer Finance Companies
The following finance companies are currently available:
Aman
Valu
TRU
Halan
- Participating banks and finance companies may be added or removed from time to time. The providers and plans displayed at checkout are the options available and applicable at the time of purchase.
- A bank or finance company's inclusion in this list does not mean that it participates in every installment promotion or offers every payment period.
03 Installment Pricing and Payment Periods
- Depending on the plan and the offer applicable to each product, installments may be calculated using either the discounted price or the original price before discounts.
- The price used to calculate installments is displayed on the product page or in the installment plans window before checkout is completed.
- Available payment periods may include 3, 6, 12, 18, 24, 30 or 36 months, depending on the product, bank or finance company, and your available credit or financing limit.
- Available payment periods vary by provider, and not every payment period is available for every product.
- The monthly payment shown on a product page is indicative. The final amount depends on the selected plan and approval by the bank or finance company.
04 Interest-Free “Triple Zero” Offers
Triple Zero
Zero down payment + zero interest + zero administrative fees. Valu uses the term “purchase fees.” These benefits apply during the specified, advertised offer period.
- Triple Zero offers may be available for 3, 6, 12 or 24 months, or for another period during promotional campaigns, depending on the participating provider and eligible products.
- Not all banks and finance companies participate in every Triple Zero offer. The providers and payment periods actually available are displayed when you choose a plan.
- The offer is calculated using the installment price displayed on the product page, whether that is the discounted price or the original price before discounts. This does not apply to offers explicitly advertised at the cash price.
- Triple Zero offers cannot be combined with discount codes or additional promotional discounts unless the specific offer terms expressly state otherwise.
- For bank installment plans, your credit card must have sufficient available credit to cover the full transaction amount.
- For plans provided by consumer finance companies, you must have sufficient available financing to cover the full transaction amount.
- Aman's 3-month Triple Zero offer has a maximum transaction amount of EGP 10,000, unless a different limit is advertised in the specific offer terms.
- If you choose a payment period longer than the period covered by a Triple Zero offer, the selected bank or finance company's interest, fees and terms will apply.
05 Standard Installment Plans
- Additional installment plans with different payment periods are available through participating banks and finance companies.
- Standard installment plans may include interest, administrative fees or service charges set by the financing provider.
- Discount codes are not automatically applied to installment orders. Eligibility for a code or discount is determined by the terms shown on the product page and the final amount displayed at checkout.
- You are responsible for reviewing the payment period, monthly payment, interest, administrative fees and any other charges before confirming the transaction.
06 Shipping and Delivery
- Order preparation begins after the installment transaction has been completed successfully and the order has been confirmed.
- Free shipping does not automatically apply to installment orders.
- A shipping charge of EGP 150 per product applies to installment orders, unless an offer advertises free shipping or a different shipping charge.
- Additional charges may apply to certain locations or products requiring special handling, in accordance with the Shipping and Delivery Policy.
07 Cancellations and Returns
- Cancellations and refunds for installment orders are subject to Alreyada Store's Returns and Exchanges Policy, as well as the terms of the bank or finance company.
- Refunds are processed through the payment method or financing provider used for the original transaction.
- If you request a return or cancellation, any non-refundable bank or finance company commission or administrative fees may be deducted from the amount due to you.
- The applicable commissions and fees, and the time required to process a refund, vary by bank or finance company.
- For a partial return of an order containing more than one product, the refund is calculated using the amount actually financed for the returned product. The financing provider may need to review or recalculate the payment plan.
- Alreyada Store is not responsible for delays caused by a bank or finance company's internal procedures after the refund request has been submitted to that provider.
08 General Terms
- The bank or finance company has sole discretion to approve or reject an installment application under its credit policies. Alreyada Store is not responsible for an application being declined or for a reduction in your available credit or financing limit.
- All plans are subject to stock availability and the installment offer being valid when the transaction is processed.
- In the event of a conflict, the bank or finance company's terms govern credit approval, interest, fees and payment periods. Alreyada Store's policies govern the product, shipping, exchanges and returns.
- Alreyada Store may change participating providers, eligible products, payment periods or offer terms. Such changes will not affect orders confirmed before the change.
- Alreyada Store may cancel or amend a transaction resulting from an obvious technical or pricing error and will contact you to explain the issue.
- Using a payment plan constitutes acceptance of these terms and the terms of the selected bank or finance company.